On SaveLend's platform, there are many different loan types and lending companies, meaning that there are many different ways in which the loans are repaid. Depending on the terms, the loan could, for example, be repaid in a lump sum on the date of maturity, or in smaller amounts monthly.

In some cases, a borrower may also have difficulties repaying their loan on the due date. The process in these cases varies depending on the loan and lending company. To summarise, the borrower has one or several opportunities to repay and thereby return to the payment plan. If the borrower is unable to pay, the loan can instead, for example, be sold to a debt collection company.