From when a loan is issued until SaveLend's investors receive their return, four parties are involved:
Borrower - A company or a private person in need of financing.
Lenders - Issues a loan to the borrower and then sells the loan on to investors on SaveLend's platform.
SaveLend - A digital marketplace for credits.
Investor - Using SaveLend to invest in credit.
Before you have the opportunity to invest in a loan, both SaveLend and the lender go through several steps. This includes, among other things, that SaveLend examines the lender by reviewing the historical credit portfolio, expected volumes and that they follow good lending practices.
If the creditor is approved, they gets the opportunity to publish credits on SaveLend's platform.
Credit investments can also be seen as a need arising, which leads to an investment opportunity.
Needs
A person wants to buy a car or a property owner wants to renovate an apartment complex. They do not have enough capital to finance their investment, and therefore contact a credit provider.
Loan
A credit provider, reviewed and approved by SaveLend, reviews the loan application from the company. If the loan application meets the lender's requirements, it is approved.
Investment
The lender publishes the loan on SaveLend's platform. Investors at SaveLend get the opportunity to invest in these credits.
Return
The borrower repays principal and interest to SaveLend's investors. That's how you get your return!