Project Finance offers the opportunity to invest in different types of projects such as management and real estate projects or business loans. You can invest in projects separately or in conjunction with regular strategies on the platform.

The terms such as minimum investment, term, fees, amortization and interest payment rate for each project vary and are stated in the project description.

How do I invest in projects?

1. Explore available projects.

At the beginning of your investment journey, you can explore the available projects on the SaveLend platform or our website here. These projects can be in different sectors and have different goals. You can learn more about each project and its details before making your investment decision.

2. Reserve the desired amount.

When you find a project that interests you, you have the opportunity to reserve the amount that you want to invest. You get a 4-day reflection period for each project from when the reservation is made. This means that you can cancel your reservation during this period. This also gives you time to top up your depot with funds for the reservation. After the reflection period has passed, your reservation becomes binding.

3. Deposit money for your investment in the project.

After you have reserved the amount for your chosen project, it is time to deposit your investment funds in a depot dedicated to projects. We automatically create a special project depot for you in connection with the first reservation. That depot does not have an automated savings strategy, but it is where your project finance investments are kept.

4. Get allocation.

Credit shares are allocated to investors' deposits when the project is financed. Allocation takes place on a first-come, first-served basis. Therefore, it is important to have enough capital in your "Project Finance"-depot to enable your investment. Also, note that your investment may be less than your chosen amount if the project is oversubscribed.

If you got an allocation, your credit share will be visible on your Holdings page shortly after the funding round for the project has closed.

5. Follow up on the project's development.

Once an investment has been completed, you have the opportunity to follow the project's development via the platform. This includes keeping you informed of the project's progress and results. We update the information about the projects on an ongoing basis.

All significant changes are also communicated via e-mail.

6. Get returns.

Depending on the type and duration of your project, you can expect to receive a return on your investment when the project reaches its end or during the specified return period. This is the reward for your investment and can help you meet your financial goals.

As the project depot does not have an active savings strategy, your return will not be automatically invested in other credits. But you can use the feature of automated transfers between depots to reinvest your returns and take advantage of the interest-on-interest effect.